The Social  Responsibilities of any business cannot be overlooked.

1. A non-refundable Medical assistance of Rs. 10,000/- will be paid to the Regular Members for specified diseases.

2. Prathibha Puraskar to the Childrens of the Member of the Bank for their achievements Education / Sports / Literature/ various fields.

3. Prathibha Puraskar to the member who have awarded by State and National awards, the Rank Holders  and distinction holders.

4. A Death Relief Fund of Rs.8000/- will be given for helping the bereaved families to carry out the last rites of the deceased.

Sir M. Visvesvaraya Co-operative Bank Ltd has now focused the light on Quality Consciousness in the formal way by implementing the Quality System through Systematic Feedback and its Scientific Measurements and follow up.


The Bank believes in Consumer Oriented approach. The Bank is eager to provide services to the maximum extent in view of globalization and also the challenges posed by the beginning of the new millennium. The main objective of the Bank  is to strive hard to know and understand the needs of the Members and Customers. This will enable the Bank to establish predetermined goals and to attain them.

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Change is Universal. This Philosophy is the guiding force of Sir M. Visvesvaraya Co-Operative Bank Ltd.

Through the 36 Years of being in business, Sir. M. Visvesvaraya Co-Operative Bank has always placed the Interests of its valued Customers in the pivotal position. This is reflected as much in the Warm, Friendly Atmosphere at every branch as it is in the various Customer Friendly Schemes for Deposits & Advances. Modernisation has never taken a back seat at Sir. M. Visvesvaraya Co-Operative Bank Ltd. Full Computerised banking Services in all its Branches  are proof of this. Continuous Growth in Deposits and Advances and increased number of growth in Deposits Advances, increased number of members and  Customers over the past 36 Years has placed  Sir. M. Visvesvaraya Co-Operative Bank Ltd one among the top Co-operative Banks of the State. Sir. M. Visvesvaraya Co-Operative Bank Ltd believes in decentralization. This will enable the bank to dispose off the Loan Applications quickly.

We have placed the Manuals for all products, Work Instruciton, System Operating Procedures (SOP) and Policies, check list for loan processing, BCM papers for its day to day operation.

Training will be given to each and individual employees of the bank in all grade, the training matirials will extract from the basic needs of trainee also in every year each employee should attend 3 days training program, the subject will includes the personality development, meditation etc, with the latest changes in banking sectors.

Grading of borrowers will be done as per the standardised rules and regulation of the bank and certain facilities will extended to graded borrwer like concession in interest rates etc,.
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Sir M Visvesvaraya Co-operative Bank limited is a Trend Setter and Market Leader in Co-Operative Banking
The Best Co-operative Bank in Karnataka

Sir M. Visvesvaraya Co-operative Bank Limited
a Trend Setter and Market Leader in Co-Operative Banks in Karnataka
The Best Co-operative Bank in Karnataka